Welcome To Woodbury Financial Services, Inc.
Serving Orange County - Los Angeles - Inland Empire - San Diego County - and surrounding areas
Wira D. Tjakra
HOW CAN WE HELP YOU?
Wira D. Tjakra, Investment Advisor Representative, provides wealth management solutions and services to individuals, families, and businesses. We help our clients implement financial strategies designed to help them accumulate, manage, and protect their wealth and pursue their most important financial goals. The ultimate goal we have for you is “financial peace of mind”.
People choose to work with a financial advisor for various reasons. Our clients choose us because of our independence, our experience, and our reputation for professionalism, honesty and integrity. They stay with us because our advice proves to be valuable and because of our personal service and attention to details.
WE OFFER CHOICES:
If you are looking for advice or planning only, we can provide those services for an hourly rate or for a pre-determined flat fee.
If you are looking to purchase investments, annuities, or insurance without the need of continuous management we can offer securities of almost any type or shop numerous carriers for annuities or insurance products tailored to your needs on a commission only basis.
If you need continuous monitoring, planning, and investment management we offer comprehensive ongoing advisory services for a reasonable asset management fee.
All of our fees or commission arrangements are fully disclosed in our Form ADV Part II document given to you at our first meeting and offered annually thereafter.
Most of our new business comes from referrals and from repeat customers. Most of our customers want “growth with safety”. We try to make sure that our clients get the right amount of safety for now and the right amount of safety for later. There is a risk/reward tradeoff that we make sure our clients understand and take advantage of.
Most importantly, our clients know they will receive consistent advice, planning and service, without sales pressure. Our advice and services are often coordinated with that received from the client’s legal and tax advisors generally resulting in a satisfying, long-term relationship founded on professionalism, communication, and trust.
Step One in our process is a face-to-face meeting to review your situation and understand you and your needs. There is no charge for this initial meeting. We then mutually determine if we should proceed to work together and move on to the next steps.
Step Two is a detailed analysis of your goals and situation and the alternative strategies available.
Step Three is the implementation of the selected strategy to meet your goals.
Step Four is monitoring your progress and making adjustments as needed to meet changing needs or conditions.
Call us today to schedule an appointment.
Again, the ultimate goal we have for you is “financial peace of mind”.
Securities offered through Woodbury Financial Services, Inc., Member FINRA, SIPC, and Registered Investment Adviser, PO Box 64284, St. Paul, MN 55164 (651)738-4000
Newsletters
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A Mortgage Recast Is an Alternative to Refinancing
This article explains how a mortgage recast works to enable a homeowner to reduce a monthly mortgage payment without having to refinance and why it may be an appealing solution in certain situations.
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A Wealth of Information: How to Read a Mutual Fund Prospectus
Did you know that a mutual fund prospectus provides key details about the fund? This article offers an overview of information in a prospectus.
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Retiring in a Down Market? Don’t Panic
Market volatility makes most investors nervous, but a big downturn can be especially disturbing to those who are approaching retirement or newly retired. This article presents three fundamental concepts that may help investors keep market movements in perspective and maintain their focus on long-term goals.
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Double Up with a Spousal IRA
Do you know how to fund an IRA for a nonworking spouse? These IRS rules can help couples build retirement savings based on joint income.
Calculators
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Cash Flow Analysis
This Cash Flow Analysis form will help you weigh your income vs. your expenses.
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Mortgage Acceleration
This calculator can help you determine how soon you can pay off your mortgage.
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Life Insurance
How much life insurance would you need to produce a sufficient income stream for your family?
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Estate Taxes
Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.